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Efficient Advise


Retirement can be the saddest or the happiest time of your life. This pre-retirement calculator is intended to help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis with the support of a competent financial advisor. Changes in the economic climate,  inflation, market conditions and in your personal circumstances will significantly impact your long-term planning.

Are my current retirement savings sufficient?

One method of ensuring effective retirement planning is to project what you are currently saving together with what you have accumulated to date to assess whether you will have accumulated enough to meet your retirement objectives. Use our Pre-Retirement Calculator to determine whether you have made adequate provisions.

I'm retired, how long will my savings last?

Due to increasing life expectancy, many retirees run the risk of outliving their available retirement capital. Use our Post-Retirement Calculator to help determine how long your current retirement savings will last when taking account of your current and future income needs.