Efficient Advise

Disclaimer

Terms & Conditions of use of the Efficient Financial Services (PTY) LTD t/a Efficient Advise Website

This Agreement was last updated on 11 May 2011.

Efficient Financial Services (Pty) Ltd t/a Efficient Advise wants you to enjoy your stay every time that you visit our website. However, to ensure that each visitor enjoys this same privilege, it is necessary to lay down certain rules that everyone should adhere to. We therefore request you to abide by the following terms of use and to take note of the prescribed conditions:

First and foremost, your privacy is as important to us as it is to you, which is why we have a strict, but simple, policy in this regard. We collect no personal information about you, unless you choose to provide that information to us, and we do not give, share, sell or transfer any personal information about you to a third party. For certain specific privacy matters that require further discussion you can review our comprehensive Privacy Policy.

We have taken reasonable care to ensure the integrity of this website and the reliability of its content. However, there may be inadvertent technical and typographical inaccuracies and/or errors, which we sincerely regret.

Furthermore, we cannot guarantee that this website will be uninterrupted and free from defects. Accordingly the site is provided “as is”, without any representation made and without any warranty of any kind, whether express or implied.

Please satisfy yourself that the services offered by us and the content available on this website meet your individual requirements and that the website is compatible with your hardware and/or software.

You are using this site at your own risk and accordingly you agree to indemnify, defend and hold us harmless against any and all damages, claims, demands and liabilities that directly or indirectly relate to or result from your use of this site.

As a visitor to and user of our website, you may not:

  • Use this site to facilitate mail abuse or spam;
  • Frame this site, or any of the individual pages, in any manner whatsoever;
  • Use any technology to search or gain information from this site without our prior, written permission; and
  • Gain, or attempt to gain, unauthorised access to any page of this website which is a restricted area.

This website is owned and controlled by Efficient Advise. The content on this website, including but not limited to, text, images, illustrations, audio and/or video files and the selection, coordination and arrangement of the said content, are protected by copyright, which vests with us (unless otherwise indicated). Accordingly, nothing on our site should be construed as granting you a license or a right to use any content on this site.

However, please feel free to download, retrieve, view, print, refer to or sight the content of this site for your or your family’s private, educational or non-commercial home use.

We may alter, suspend or discontinue any aspect of this site at any time, including the availability of any feature or content, and we may impose limitations on certain features and aspects of the site or restrict access to all parts of the site without notice or liability to you.

We reserve the right, without notice to you, to change, modify, add or remove portions of these rules at any time. Please check these rules periodically for any new changes – for your convenience, we will indicate the date (at the top of this page) on which the latest changes have been made.

You represent and warrant to us that you will fully comply with these rules. We therefore accept, if you do not agree to these rules that you will refrain from visiting and using this website in future.

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