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With the introduction of the National Credit Act and the increasingly stringent and varying criteria being applied by lenders, it has become an administratively onerous process to apply for a residential property loan. The interest rates, term, loan-to-value and other criteria applied to such loans also differs from lender to lender making it complex to compare the various options available to home buyers.
Efficient Advise, in consultation with one of South Africa’s leading home finance originators, has developed a simple and effective process to facilitate the home loans application process through all participating South African lenders.
Our services include the allocation of a specialist mortgage consultant who takes end-to-end accountability for the collation of documents, the submission of applications and all follow-up and escalation processes until the ultimate approval and subsequent registration of the loan.
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